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What is the first question that comes to your mind when you think about insurance? How much ... yes, we do need a reasonable price but we also need to know that we are dealing with a good trustworthy company. The same car and the same driver are manipulated by different companies and you will get different interest rates. To get the best auto insurance, you have to compare auto insurance quotes and pick the most affordable one. If you ask for an independent agent's help - you will get a simple answer - we need to research and compare the prices and the services provided by the car insurance companies. It would be silly to rush into it and deal with the first company you see. A good company will give you free insurance quotes. Some companies will irritate you will their phone-calls and emails after you emailed them with your questions. Be wise here. Maybe they just want to trap you into their deal. An experienced agent will tell you that a respectful company will not bug you with their services unless you ask them to call you and provide you with more information. Cheap car insurance deal is not as difficult to get as you might think it is. But don't get blinded by untrue promises - no car insurance company will want to buy you a new car if you have some sort of issues with yours. Run away from those who tell you otherwise. The rest is just a matter of research. Good luck!